Terms and Conditions For Online-Payments
The Terms and Conditions contained herein shall apply to any person (“ User”) using the services of Spotter Online Pvt.Ltd., for making bill payments through an online payment gateway service (“ Service”) offered jointly by ICICI Bank Ltd. and Payment Gateway Service provider, through Spotter Online Pvt.Ltd., 's website i.e. vyaparionline.com Each User is therefore deemed to have read and accepted these Terms and Conditions.
A. Privacy Policy
Spotter Online Pvt.Ltd., respects and protects the privacy of the individuals that access the information and use the services provided through them. Individually identifiable information about the User is not willfully disclosed to any third party without first receiving the User’s permission, as covered in this Privacy Policy.
This Privacy Policy describes Spotter Online Pvt.Ltd.,’s treatment of personally identifiable information that Spotter Online Pvt.Ltd., collects when Useris on the Spotter Online Pvt.Ltd.,’s website. Spotter Online Pvt.Ltd., does not collect any unique information about the User (such as User’s name, email address, age, gender etc.) except when the User specifically and knowingly provide such information on the Website. Like any business interested in offering the highest quality of service to clients, Spotter Online Pvt.Ltd., may, from time to time, send email and other communication to the User tell them about the various services, features, functionality and content offered by Spotter Online Pvt.Ltd., website or seek voluntary information from you.
Please be aware, however, that Spotter Online Pvt.Ltd., will release specific personal information about the User if required to do so in the following cirumstances:
a) in order tocomply with any valid legal process such as a search warrant, statute, or court order, or
b) if any of User’s actions on Spotter Online Pvt.Ltd., ’s website violate the Terms of Service or any of Spotter Online Pvt.Ltd., ’s guidelines for specific services, or
c) to protect or defend Spotter Online Pvt.Ltd., ’s legal rights or property, the Spotter Online Pvt.Ltd., site, or Spotter Online Pvt.Ltd., Users; or
d) to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the security, integrity of Spotter Online Pvt.Ltd., website/offerings.
B. General Terms and Conditions For Online-Payments
C. Limitation of Liability
D. Miscellaneous Conditions :
The User is hereby informed that Spotter Online Pvt.Ltd., will never ask the User for the User’s password in an unsolicited phone call or in an unsolicited email. The User is hereby required to sign out of his/ her Spotter Online Pvt.Ltd., account on the Website and close the web browser window when the transaction(s) have been completed. This is to ensure that others cannot access the User’s personal information and correspondence when the User happens to share a computer with someone else or is using a computer in a public place like a library or Internet café.
E. Debit/Credit Card, Bank Account Details
1. The User agrees that the debit/credit card details provided by him/ her for use of the aforesaid Service(s) must be correct and accurate and that the User shall not use a debit/ credit card, that is not lawfully owned by him/ her or the use of which is not authorized by the lawful owner thereof. The User further agrees and undertakes to provide correct and valid debit/credit card details.
2. The User may pay his/ her bills to Spotter Online Pvt.Ltd., by using a debit/credit card or through online banking account. The User warrants, agrees and confirms that when he/ she initiates a payment transaction and/or issues an online payment instruction and provides his/ her card / bank details:
i. The User is fully and lawfully entitled to use such credit / debit card, bank account for such transactions;
ii. The User is responsible to ensure that the card/ bank account details provided by him/ her are accurate;
iii. The User is authorizing debit of the nominated card/ bank account for the payment of settlement of bills selected by such User along with the applicable Fees.
iv. The User is responsible to ensure sufficient credit is available on the nominated card/ bank account at the time of making the payment to permit the payment of the dues payable or the bill(s) selected by the User inclusive of the applicable Fee.
F. Personal Information
1. The User agrees that, to the extent required or permitted by law, Spotter Online Pvt.Ltd., and/ or the Payment Service Provider(s) may also collect, use and disclose personal information in connection with security related or law enforcement investigations or in the course of cooperating with authorities or complying with legal requirements.
2. The User agrees that any communication sent by the User vide e-mail, shall imply release of information therein/ therewith to Spotter Online Pvt.Ltd., . The User agrees to be contacted via e-mail on such mails initiated by him/ her.
3. In addition to the information already in the possession of Spotter Online Pvt.Ltd., and/ or the Payment Service Provider(s), Spotter Online Pvt.Ltd., may have collected similar information from the User in the past. By entering the Website the User consents to the terms of Spotter Online Pvt.Ltd., ’s information privacy policy and to Spotter Online Pvt.Ltd., ’s continued use of previously collected information. By submitting the User’s personal information to Spotter Online Pvt.Ltd., , the User will be treated as having given his/her permission for the processing of the User’s personal data as set out herein.
4. The User acknowledges and agrees that his/ her information will be managed in accordance with the laws for the time in force.
G. Payment Gateway Disclaimer
The Service is provided in order to facilitate access to view and pay bills online. Spotter Online Pvt.Ltd., or the Payment Service Provider(s) do not make any representation of any kind, express or implied, as to the operation of the Payment Gateway other than what is specified in the Website for this purpose. By accepting/ agreeing to these Terms and Conditions, the User expressly agrees that his/ her use of the aforesaid online payment Service is entirely at own risk and responsibility of the User.